How would you like to see all the used cars currently being sold in Augusta? Here at Georgia Auto Finance, we allow you to sort through an extensive range of cars available on dealer lots in your part of Georgia. Search for the car you want, then reach out to the dealer with any questions or comments you have. It’s possible to buy most of these vehicles through cash or financing, and in many cases you’ll be able to get pre-qualified for an auto loan online.
Income is the main factor when determining how much to spend on a car. Here’s a solid rule: spend around 30 percent of your yearly income on a used vehicle. For instance, if you make $14,732 annually, the average in Augusta, you should buy a car that costs no more than $4,420. The most you should spend is 50%, or $7,366 in this example. If you intend to finance this vehicle, a maximum of 10% of your monthly income should be spent on your car payment each month. Don’t prolong your loan repayment period to purchase a more expensive vehicle. Financing for 4 years or less makes for the healthiest investment. Given a monthly income of $1,228, you’d wind up with a maximum payment of $123. To learn more, view this page about financing cars in Augusta.
Cheap Cars for Sale in Augusta
Would you like a car that’s cheap yet dependable? Your idea of cheap may be more or less than your neighbor’s. But we can give you cars in Augusta priced under $10,000 or even under $5000. Typically, lenders don’t finance cars under $7500, so you may need to buy this car or truck in cash.