If you’d like to secure financing for a new or used vehicle, we can help. The benefits of our system are myriad:
- Vast Dealer Network
- Stress-Free Application
- Zero Fees, Zero Commitments
- Zero Down Payment Needed
- Good or Bad Credit Approved
- Same Day Financing for Many Applicants
- Online Status Updates
The actual application is easy to understand, and it requires less information than you might expect.
Financing a Car with Bad Credit
Below-average credit can be a hurdle when trying to finance a car, but not with us. We have lenders who help people with subprime credit, and they would love to fund your loan. We can find you a bad credit car dealer or lender in Marietta willing to approve you for financing – and since we’re compensated by the dealers themselves, it’s free!
Do I Need a Down Payment?
We do have lenders in our network who don’t require applicants to offer a down payment. Having said that, supplying a down payment gives you important benefits:
- Reduces the length of the loan, meaning less is paid in interest.
- Reduces payment per month.
- Minimizes negative equity.
That being said, most of our lenders and dealers understand that down payments are hard to come by these days. We get people into a new car each and every day, despite issues with their credit and down payment. Apply now!
Marietta Buy Here Pay Here Financing
This sort of financing is also known as:
- Your Job is Your Credit
- Tote The Note
- Rent to Own
- We Finance
These dealers make credit decisions themselves, rather than outsourcing this to banks or lenders. Without a doubt, the rates are higher, but there aren’t many roadblocks to credit acceptance.
Marietta Consumer Profile
There is more to auto financing than just your credit score. Lenders look at your ability to pay (income), history of employment and residence, and credit profile.
Here are some average statistics for residents of Marietta.
- Average Income: $31,265 Annually
- Average Car Payment: $287 (11% of Income)
- Ideal Car Payment: $208 to $261 (8%-10% of Income)
Next we have an overview of Marietta’s population by FICO score. These estimates should give you an idea of where you stand.
|FICO Score||% of Population||Residents|