If you’d like to secure financing for a new or used vehicle, we can help. We’ve been in the auto finance business since 2009, long enough to develop a deep network of dealers and lenders, many of whom can approve you for an auto loan – online! The actual application is entirely web-based, and there’s no fee or obligation.
FICO Scores of 620 or Lower
If you have problematic credit, you’ve come to the right place. After all, Special Finance is our principal focus. There are several primary credit tiers in the auto finance industry, and we work with dealers and lenders that service each of them. Let us find you a lender or dealership in Lawrenceville that finances bad credit.
No Down Payment?
Buyers with good credit can typically get an auto loan with no money down. Customers with problematic credit, however, seldom have it that easy. That is because consumers with below-average credit are much more risky for the lending company. Non-payment is more likely, and a down payment helps to ensure that some percentage of the vehicle’s value is not in jeopardy. The good news is, as the economy improves, more and more dealers and lenders should be able to offer car loans with no down payment.
We get people into a new car everyday, despite issues with their credit and down payment. Apply now!
What About In-House Financing?
In House financing is commonly known as:
- Your Job is Your Credit
- Tote The Note
- Rent to Own
- We Finance
These dealers make credit decisions themselves, instead of outsourcing this to banks or finance companies. They approve people with problems like bankruptcy, foreclosure, or repossession on their record.
Credit and Income: Lawrenceville
There’s more to auto financing than just your credit score. Creditors review your income, stability, and credit profile.
The following are average statistics for Lawrenceville residents.
- Pre-Tax Income: $30,518 Per Annum
- Average Car Payment: $280 (11% of Income)
- Suggested Car Payment: $203 to $254 (8%-10% of Income)
Subprime credit. It’s pretty pervasive these days in Lawrenceville and across Georgia. The table below depicts the estimated number of Lawrenceville residents at each credit level.
|FICO Score||% of Population||Residents|
Ready to begin? It’s easy to apply online.