Auto Loans in Jonesboro (GA)

If you need to finance a car, we can help. The benefits of our service are myriad:

  • Comprehensive Network of Lenders
  • Paperless Application Process
  • No Fees, Zero Obligations
  • Zero Down Payment Required
  • Good or Bad Credit Accepted
  • Instant Financing for Qualified Applicants
  • Approval Center for Monitoring Application Status

This is how the process works:

  1. Take a minute to submit your loan application.
  2. Check your inbox for your approval status.
  3. If approved, get in touch with your dealer or lender to complete your documentation.
  4. Go select your vehicle.

Sound simple? It is!

Credit Scores of 620 or Less

Subprime financing is one of our specialties. There are three separate credit tiers considered subprime:

  • Tier 3/C: 580-660
  • Tier 4/D: 520-580
  • Tier 5/F: 250-520

Regardless of what tier you’re in, we have lenders who want to approve you for financing. Let us find you a dealer in Jonesboro that approves loans for people with bad credit.

Apply now!

Financing a Car with No Down Payment

Excellent credit? If so, you might not have to worry about a down payment. Of course, it’s a bit more difficult for people with bad credit. As you can imagine, financing customers with poor credit is a much riskier proposition, and a down payment ensures that at least a percentage of the vehicle has been paid off. Don’t have a down payment? Don’t worry. We get many clients approved for financing, despite their lack of down payment.

Apply online, and indicate zero down payment in the appropriate section. We’ll connect you with a lender who can approve you for financing, no down payment needed.

Jonesboro Buy Here Pay Here Financing

This sort of financing is sometimes known as:

  • We Finance
  • Rent to Own
  • Tote The Note
  • Your Job is Your Credit

These dealers approve people for financing on site, instead of outsourcing this to banks or finance companies. The loan rates are especially steep, but they often offer guaranteed approval.

Jonesboro Consumer Profile

Banks, dealers, and auto finance companies are worried about much more than just your FICO score. Loan companies review your ability to pay (income), employment history, and individual credit history.

The following are average statistics for Jonesboro residents.

  • Gross Income: $31,733 Per Year
  • Average Car Payment: $291 (11% of Income)
  • Ideal Car Payment: $212 to $264 (8%-10% of Income)

Next we have a breakdown of Jonesboro’s population by FICO rating. These estimates should give you a general idea of where you stand in relation to other consumers in the area.

FICO Score % of Population Residents
300-499 2% 1,474
500-549 5% 3,684
550-599 8% 5,894
600-649 12% 8,841
650-699 15% 11,052
700-749 18% 13,262
750-799 27% 19,893
800-850 13% 9,578

Ready to begin? Go here to submit your application.