Auto Loans in Dallas (GA)

Would you like to arrange your financing before heading off to the dealership? You’ve come to the right place. The advantages of our system are significant:

  • Extensive Network of Lenders
  • Hassle-Free Online Application
  • No Fees, Zero Commitments
  • All Credit Tiers Accepted
  • 1-Hour Approvals for Qualified Applicants
  • Application Status Tracked Online

Apply online, and the dealers and lenders in our network compete to fund your loan.

Dallas Bad Credit Dealerships

Problematic credit can be a problem when trying to finance a new vehicle, but not when you submit an application through us. We have lenders and dealers who help people with low credit, and they want to grant you your Dallas auto loan. As you know, bad credit scores translate into more costly interest rates, but that’s no surprise. And, as you may know, a paid-off car loan is a good way to boost your credit scores. So let us find you a dealer that funds loans for people in Dallas with credit problems.

How much will you be qualified to borrow? That will be determined by how much established income you have, as well as the state of your credit. The following table details how much consumers of different credit ratings can finance, based on the average monthly income in Dallas, $4,105. Bear in mind, these are only estimates.

Credit History Income Factor Amount Borrowed
Good Credit 10 $41,050
Decent Credit 9 $36,945
Temporary Bad Credit 8 $32,840
Poor Credit 7 $28,735
Very Bad Credit 6 $24,630

As we stated before, these are merely estimates. For a definitive quote, you must submit your application.

Excellent credit? If so, you might not need to offer up a down payment. Of course, it’s considerably harder for consumers with low credit scores. The reason is simple: financing customers with problematic credit is a much riskier proposition, and a down payment means that at least a percentage of the vehicle has been paid off. That’s not to say dealers don’t ever approve people who don’t have a down payment.

Our approval platform will probably find you a lender or dealer who’s willing to work with you, even if you can’t put any money down.

No Credit Check Dealerships in Dallas

In Dallas, buy here pay here dealerships have become the last resort for many borrowers, mainly because of the economic downturn. Consumers who have been unable to secure financing because of major credit problems like bankruptcy often find themselves at car lots like these. Sure, the annual percentage rates are higher than average, but there are a lot fewer roadblocks to credit acceptance. We recommend that you steer clear of these kinds of dealerships in favor of a car loan from a bad credit dealer in Dallas which has cheaper fees. Apply online – finance specialists are ready to review your application.

Dallas Consumer Profile

Below are some average stats for residents of Dallas.

  • Gross Income: $49,256 Per Annum
  • Average Monthly Payment: $452 (11% of Income)
  • Ideal Monthly Payment: $328 to $411 (8%-10% of Income)

Ever wondered about the credit ratings of your neighbors? We have estimated how many Dallas residents are in each range of FICO scores.

Credit Tier % of Populace Residents
300-499 2% 911
500-549 5% 2277
550-599 8% 3642
600-649 12% 5464
650-699 15% 6830
700-749 18% 8196
750-799 27% 12293
800-850 13% 5919

Why not get started on your Dallas auto loan? Click here to apply online.