At Georgia Auto Finance, we get our customers approved for financing with no fees, hassles, or obligations. Our vast network of Georgia dealers and lenders is standing by, awaiting your application. Just apply online, and we’ll begin working to get you approved from a dealer or lender that suits your needs.
What About Bad Credit?
Special Finance is our principal focus. A lot of major lenders and dealers now have entire sales teams devoted to “special financing.” These are referred to as bad credit car dealers, and we have quite a lot of them in our network. We can find a dealer in Acworth who’s willing to work with your credit – today!
Ready to apply? Go here to submit your online application.
Do I Have to Put Money Down?
Quite a few of our dealers fund loans for people who don’t have a down payment. However, a down payment is a good idea for a number of reasons: it lowers your monthly payment, interest, and problems with negative equity. Here are the ideal down payments for new and pre-owned vehicles.
- Used Vehicle: 10%
- New Vehicle: 20%
That being said, you no longer need a down payment to apply. We get people into a new car all the time, even with credit and down payment issues. Apply now!
Acworth Buy Here Pay Here Financing
Buy here pay here financing is commonly known as:
- We Finance
- Rent to Own
- Tote The Note
- Your Job is Your Credit
Customers who cannot get approved for financing because of seriously bad credit often wind up at these types of dealerships. The annual percentage rates are high, but they often offer guaranteed credit acceptance.
Credit and Income: Acworth
Banks, dealers, and auto finance companies are interested in much more than just your credit rating. Loan companies check such things as:
- History of Payments
Listed here are average statistics for Acworth residents.
- Average Income: $62,902 Per Year
- Average Car Payment: $577 (11% of Income)
- Recommended Car Payment: $419 to $524 (8%-10% of Income)
Next we have divided up Acworth’s population by credit score. These are just estimations, but they should give you a sense of where you stand in relation to other consumers in Acworth.
|FICO Score||% of Population||Residents|